Episode One - Rethinking Retirement

A recent Barron's article entitled Rethinking Retirement Rules called into question the commonly accepted standard for estimating the maximum withdrawal rate for a prudently managed retirement portfolio (Kapadia, 2018). In our podcast we discuss and challenge the idea that a 4.5% spending rate should be applied consistently over an extended period of time.

In this podcast you will learn:

  • What is the 4% rule and how does it impact retirement?
  • How the maximum portfolio withdrawal rate varies in different market environments
  • What happens if you experience below average returns early in your retirement
  • Why and how to allow for an additional margin of safety to counteract a 'bad luck scenario'

Link: Click Here - FCE Podcast

Contact UsFCE Disclaimers.

© 2018 CAPTRUST
 
CAPTRUST Headquarters: 4208 Six Forks Road, Suite 1700, Raleigh, NC 27609
Long Island: 3 Dakota Drive, Suite 310, Lake Success, NY 11042 | Phone: (516) 487-8220 | Fax: 516-342-4321
Manhattan: 368 Lexington Avenue, 3rd Floor, New York, NY 10017 | Phone: (516) 487-8220
Florida: 4440 PGA Boulevard, Suite 600, Palm Beach Gardens, FL 33410 | Phone: (561) 472-0827